Discover
Discover

Discover it Cash Back

Popular cash back card with rotating 5% categories and cash back match.

Cash Back
Apply Now
Discover it Cash Back

Updated February 12, 2026

Key Details

Annual Fee
$0
APR
17.49% - 26.49%
Intro: 0.00% for 15 months
Welcome Bonus
$100
Must apply through a referral link and make a purchase within 3 months
Credit Needed
good
640+ credit score

Rewards Structure

Everyday Purchases1%
Rotating Categories5%
Bonus categories rotate every quarter Requires enrollment each quarter

Track This Card

Add to your wallet to monitor benefits and track value

Premium feature • $9.99/month

Compare This Card

See how this stacks up against other cards