Mastercard World Elite
Citi
Citi Double Cash
Simple cash back card earning 2% on everything (1% when you buy, 1% when you pay).
Cash Back
travel
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Updated February 14, 2026
Key Details
Annual Fee
$0
APR
Always pay your balance in full each month to avoid interest charges. Use credit responsibly.
17.49% - 27.49%
Welcome Bonus
20,000 points
Spend $1,500 in first 6 months
Credit Needed
good
670+ credit score
Rewards Structure
Everyday Purchases2x
Earn 1% back when you buy, and 1% back when you pay off your purchase
Earn Citi ThankYou Points, which can be redeemed for cash back
Hotels - Travel Portal5x
When booked through the Citi travel portal
Rental Cars - Travel Portal5x
When booked through the Citi travel portal
Card Benefits
insurance
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Premium feature • $9.99/month
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Transfer Partners
airlines
Transfer ratios indicate the conversion rate when moving points to partners. A 1:1 ratio means you get 1 airline mile for every 1 credit card point transferred.
Air France / KLM - Flying Blue1:0.7
American Airlines AAdvantage1:0.7
Avianca LifeMiles1:0.7
Cathay Pacific Asia Miles1:0.7
Emirates Skywards1:0.56
Etihad Guest1:0.7
EVA Air - Infinity MileageLands1:0.7
JetBlue TrueBlue1:0.7
Qantas Frequent Flyer1:0.7
Qatar Airways Privilege Club1:0.7
Singapore Airlines KrisFlyer1:0.7
Thai Airways Royal Orchid Plus1:0.7
Turkish Airlines Miles&Smiles1:0.7
Virgin Atlantic Flying Club1:0.7
hotels
Accor Live Limitless1:0.35
Choice Privileges1:1.4
I Prefer Hotel Rewards1:2.8
Leading Hotels of the World - Leaders Club1:0.14
Wyndham Rewards1:0.7