Visa Signature
Chase
Chase Sapphire Preferred
Solid travel rewards card with flexible redemption options and great travel protections.
travel
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Updated February 16, 2026
Key Details
Annual Fee
$95
APR
Always pay your balance in full each month to avoid interest charges. Use credit responsibly.
19.24% - 27.49%
Welcome Bonus
75,000 points
Spend $5,000 in first 3 months
Credit Needed
good
690+ credit score
Rewards Structure
Dining3x
Includes restaurants, takeout, delivery services
Eligible delivery services: DoorDash, Caviar, Uber Eats, Postmates, Grubhub, Seamless, Delivery.com
Everyday Purchases1x
Peloton Purchases5x
On eligible Peloton equipment and accessory purchases over $150. Up to $5,000 in total purchases. Purchases made using HSA/FSA funds are not eligible. Through 12/31/27
Groceries3x
Excludes Target, Walmart, wholesale clubs
Lyft Rides5x
On all rides through 9/30/27
Streaming Services3x
Eligible services: Apple Music, Apple TV, Disney+, ESPN+, Fubo TV, Max, Hulu, Netflix, Pandora, Paramount+, Peacock, Showtime, SiriusXM, Sling, Spotify, YouTube Premium, YouTube TV, and Vudu
Travel2x
Travel Portal5x
When booked through the Chase travel portal
Excludes hotel purchases that qualify for the $50 annual hotel credit
Card Benefits
credits
insurance
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Premium feature • $9.99/month
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Transfer Partners
airlines
Transfer ratios indicate the conversion rate when moving points to partners. A 1:1 ratio means you get 1 airline mile for every 1 credit card point transferred.
Aer Lingus AerClub1:1
Air Canada Aeroplan1:1
Air France / KLM - Flying Blue1:1
British Airways Club1:1
Iberia Plus1:1
JetBlue TrueBlue1:1
Singapore Airlines KrisFlyer1:1
Southwest Airlines Rapid Rewards1:1
United Airlines MileagePlus1:1
Virgin Atlantic Flying Club1:1
hotels
IHG One Rewards1:1
Marriott Bonvoy1:1
World of Hyatt1:1