Bank of America Premium Rewards

Travel card with airline credits and enhanced rewards for Bank of America customers.

travel

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Updated February 12, 2026

Key Details

Annual Fee

$95

APR

Always pay your balance in full each month to avoid interest charges. Use credit responsibly.

19.49% - 27.49%

Welcome Bonus

60,000 points

Spend $4,000 in first 90 days

Credit Needed

good

690+ credit score

Rewards Structure

Dining2x

Everyday Purchases1.5x

Travel2x

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