American Express
American Express
American Express Platinum Card
The ultimate lifestyle card with exceptional perks and benefits. Perfect for frequent travelers who can maximize the available credits.
travel
premium travel
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Updated February 14, 2026
Key Details
Annual Fee
$895
APR
Always pay your balance in full each month to avoid interest charges. Use credit responsibly.
19.49% - 28.49%
Welcome Bonus
Up to 175,000 points
Spend $12,000 in first 6 months
Credit Needed
excellent
740+ credit score
Rewards Structure
Everyday Purchases1x
Flights5x
When booked directly with airlines
Up to $500,000 in purchases per year. Includes bookings directly with airlines or through the Amex travel portal
Flights - Travel Portal5x
When booked through the Amex travel portal
Up to $500,000 in purchases per year. Includes bookings through the Amex travel portal or directly with airlines
Prepaid Hotels - Travel Portal5x
When booked through the Amex travel portal
Card Benefits
credits
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Transfer Partners
airlines
Transfer ratios indicate the conversion rate when moving points to partners. A 1:1 ratio means you get 1 airline mile for every 1 credit card point transferred.
Aer Lingus AerClub1:1
Aeromexico - Club Premier5:8
Air Canada Aeroplan1:1
Air France / KLM - Flying Blue1:1
ANA Mileage Club1:1
Avianca LifeMiles1:1
British Airways Club1:1
Cathay Pacific Asia Miles1:1
Delta SkyMiles1:1
Emirates Skywards5:4
Etihad Guest1:1
Iberia Plus1:1
JetBlue TrueBlue5:4
Qantas Frequent Flyer1:1
Qatar Airways Privilege Club1:1
Singapore Airlines KrisFlyer1:1
Virgin Atlantic Flying Club1:1
hotels
Choice Privileges1:1
Hilton Honors1:2
Marriott Bonvoy1:1