American Express
American Express
American Express Blue Cash Preferred
Top cash back card for groceries and streaming with exceptional earning rates.
Cash Back
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Updated February 12, 2026
Key Details
Annual Fee
$95
Waived for the first year
APR
Always pay your balance in full each month to avoid interest charges. Use credit responsibly.
19.49% - 28.49%
Intro: 0.00% for 12 months
Welcome Bonus
$300
Spend $3,000 in first 6 months
Credit Needed
good
670+ credit score
Rewards Structure
Everyday Purchases1%
Gas3%
At U.S. gas stations
Excludes supermarkets, wholesale clubs
Groceries6%
At supermarkets located in the U.S.
On up to $6,000 in purchases per year. Then 1%
Excludes superstores, convenience stores, warehouse clubs, and meal-kit delivery services
Streaming Services6%
On select U.S. streaming services
Full list may be found at
https://www.americanexpress.com/us/rewards-info/retail.html
Transit3%
Includes taxis, rideshare, parking, tolls, trains, buses, ferries, and subways
Excludes airfare, car rental, and cruises
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